Centime with AI
AP Automation that Helps Cannabis Operators Grow
Cultivate Growth with AI-Powered Accounts Payable Automation
Cannabis companies trust Centime to deliver end-to-end accounts payable automation, without compromises or workarounds.
With deep ERP integrations, AI-driven invoice processing, and flexible payment options—Centime empowers your team to work smarter, stay compliant, and keep cash flowing smoothly as you grow.
Fully
embedded in:
embedded in:
Why Finance Teams Choose Centime AP
Eliminate
Manual Tasks
AI-powered OCR and coding eliminate repetitive data entry—no templates, no busywork.
Inside Your Accounting System
Fully embedded in NetSuite, Sage Intacct, and QuickBooks—no plugins, no sync headaches.
Pay Your Way
Flexible payment options: check printing and mailing, ACH through our partner bank, or in collaboration with your bank*.
Vendor
Visibility
Vendors see invoice and payment status in real-time—no more “where’s my payment?” emails.
Fast Onboarding & Dedicated Support
Go live in 7–21 days with expert onboarding—no IT bottlenecks.
AI Invoice Capture
Extract data instantly—no templates, no manual entry
Centime’s AI-powered OCR pulls header and line-level data from any invoice format, including those from cannabis suppliers—no setup, no repetitive work.
Predictive Invoice Coding
Smart coding that learns your cannabis chart of accounts
AI suggests GL codes based on your history, adapting as you grow—so your cannabis-specific ledger stays accurate and compliant.
Intelligent PO Matching
Catch mismatches before they become a problem
Centime automates 2- and 3-way matching, using AI to highlight discrepancies and keep your vendors paid on time.
Automated Approval Workflows
Streamline every approval with multi-tier routing—no bottlenecks
Customize routing policies by vendor, department, or amount, with real-time notifications and secure access for your approvers.
Payment Flexibility Built for Cannabis
Pay vendors your way—while staying fully compliant
Centime’s platform supports:
Automated check printing & mailing – the trusted option for cannabis brands working with any bank
Secure ACH origination – we can work with your bank to generate NACHA files to process via secure FTP. Subject to bank participation.
Option to work with our preferred partner – stay with your bank, or we can pair you with a trusted partner that serves the cannabis industry.
Supplier Portal
Transparency for your vendors, peace-of-mind for your team
Give your vendors a secure portal to track their invoice and payment status in real-time, reducing follow-up calls and building trust in your process.
AI Built Into Every Step
OCR. Coding. PO Matching. Approval Logic.
Centime’s AI doesn’t stop at data capture—it drives speed, accuracy, and learning across your entire AP workflow.
Centime vs. Other AP Tools:
What Sets Us Apart in the Cannabis Industry
Other AP Tools
ERP Integration
Bolt-on tools, sync issues, limited real-time visibility.
Invoice Capture
AI-powered OCR that learns and adapts to your cannabis vendor invoices – no templates, no repetitive work.
Manual entry or rigid template-based systems.
Invoice Coding
AI predictive coding learns your GL patterns – perfect for cannabis-specific charts of accounts.
Rule-based logic that doesn’t adapt.
PO Matching
Accurate 2- and 3-way matching with AI-powered discrepancy resolution.
Basic matching prone to errors and delays.
Payment Flexibility
Option for ACH via NACHA files (secure FTP)* and automated check printing – no forced bank changes, works with your cannabis-friendly bank.
*Subject to bank participation.
*Subject to bank participation.
Limited methods, forced bank partners, no cannabis support.
Vendor Visibility
Real-time self-service portal for invoice and payment tracking – fewer emails, more trust.
Little or no transparency – vendors left guessing.
Onboarding & Support
Go live in 7-21 days with dedicated onboarding and white-glove support.
Long and complex, with minimal guidance.
Compliance Fit
Designed to support your existing cannabis-friendly banking relationships, or pair you with a preferred partner. Stay in compliance with either option.
Often don’t support legitimate cannabis businesses or so-called “high-risk” industries.
Multi-Entity Support
Scales easily across entities and invoice volume.
Requires workarounds or headcount.
Built for Modern Finance Teams
Centime isn’t just automating AP—it’s part of a fully unified finance platform. From accounts payable and receivable to treasury, forecasting, and expense management, Centime centralizes your workflows inside your ERP—so your team can shift from operational busywork to strategic finance leadership.
Cannabis
Vendor
Vendor
What Centime Users Say
“A standout Centime feature is its time-saving invoice entry and capture capabilities through AI automation, particularly with invoice coding and PO matching…”
Industry
Food & Beverage
Employees
201-500
What Centime Users Say
“We switched from Bill.com and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”
Industry
Commercial Real Estate
Employees
51-200
What Centime Users Say
“We went from a manual AR/AP process to fully automated through Centime in very little time. We've cut the time of outstanding invoices down dramatically. The support team has also been very attentive to our needs.”
Industry
IT & Services
Employees
51-200
What Centime Users Say
“Prior to using Centime we were 100% manual on entering and approving all invoices. Centime is a fantastic AP automation tool that streamlined our invoice processing and payment workflows.”
Industry
Entertainment
Employees
51-1000
Centime AI
Ready to Transform Your Accounts Payable Process?
Frequently Asked Questions
What is AP automation?
AP automation software digitizes and streamlines accounts payable—replacing manual tasks like data entry, GL coding, approvals, and payments.
How does Centime handle ACH for cannabis banking?
We have two options if you prefer to pay by ACH:
1. We can work with your existing bank to pay by ACH as long as they will allow us to transmit NACHA files for ACH Credit Origination by secure FTP. (If that sounds like nonsense, just reach out to us! We can talk to your FI and find out for you.)
2. If your bank can’t work with NACHA files by FTP, we can connect you with a preferred partner bank that services the cannabis industry.
1. We can work with your existing bank to pay by ACH as long as they will allow us to transmit NACHA files for ACH Credit Origination by secure FTP. (If that sounds like nonsense, just reach out to us! We can talk to your FI and find out for you.)
2. If your bank can’t work with NACHA files by FTP, we can connect you with a preferred partner bank that services the cannabis industry.
Do I need to change my bank to use Centime?
No—Centime doesn’t require you to switch banks. You can maintain your trusted banking relationships. Centime supports check payments regardless of where you bank.
If you prefer to pay by ACH, we can work with your existing bank if they will allow us to transmit NACHA files for ACH Credit Origination by secure FTP. (If that sounds like nonsense, just reach out to us! We can talk to your FI and find out for you.)
If your bank can’t support this and you need ACH, we can pair you up with a preferred partner bank that services the cannabis industry.
If you prefer to pay by ACH, we can work with your existing bank if they will allow us to transmit NACHA files for ACH Credit Origination by secure FTP. (If that sounds like nonsense, just reach out to us! We can talk to your FI and find out for you.)
If your bank can’t support this and you need ACH, we can pair you up with a preferred partner bank that services the cannabis industry.
How long does it take to go live?
Most Centime customers are live in 7–21 days, supported by our dedicated onboarding and technical team.
Can Centime work with multiple entities or locations?
Yes! Centime scales easily across entities, locations, and invoice volumes—perfect for growing cannabis operators.
Does Centime integrate with my ERP?
Yes—Centime embeds directly into NetSuite, QuickBooks, and Sage Intacct, ensuring real-time data sync and a native user experience.
What payment methods can I use?
Centime supports ACH via NACHA/SFTP file uploads, check printing and mailing, card payments, and portal payments—so you can pay vendors your way.
How does Centime handle invoice discrepancies?
Centime’s AI-powered PO matching and approval workflows flag discrepancies early, so your team can resolve them quickly.
Can vendors track their payments?
Yes! Vendors get self-service access to see their invoice and payment status—fewer emails, more trust.
What kind of customer support does Centime provide?
Centime’s white-glove onboarding ensures a smooth start, and our support team is always available to answer questions and keep your AP process running smoothly.
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See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.
††3.0% Annual Percentage Yield (APY) as of 01/07/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.
††3.0% Annual Percentage Yield (APY) as of 01/07/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.