Webinar
Virtual Cards Redefined: Promise vs. Reality
Part 1 of 4 in the Virtual Cards Redefined series—a candid look at what works, what doesn't, and how to make it work.
Jan 28, 2026
1:00 PM ET
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Webinar Video Transcript
Introduction and agenda overview
Experts Debate the Real Opportunity Behind Virtual Cards
Virtual cards promise rebates, security, and streamlined payments. But what happens when buyers and suppliers actually try to adopt them at scale?
Join BC Krishna, CEO of Centime, and Frank Martien, Managing Partner at Windward Strategy, Inc., for a candid debate on the gap between market hype and operational reality. Rather than repeating the industry's standard talking points, this session pits analyst data against real-world adoption friction to arrive at a pragmatic view of the virtual card opportunity.
What You'll Learn
- The market case for virtual cards—and the data behind it
- Why adoption stalls despite clear benefits on paper
- Operational constraints buyers and suppliers actually face
- What it takes to move from pilot to scale
This session is designed for CFOs, controllers, AP/AR leaders, and finance teams evaluating or expanding virtual card programs.
Presented by
BC Krishna
Founder & CEO, Centime
Frank Martien
Managing Partner, Windward Strategy, Inc.
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††2.25% Annual Percentage Yield (APY) as of 12/23/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.