Centime with AI
AR Customer Payment Portal
Self-Service Payments That Actually Get Paid
Centime's Customer Portal gives your customers one centralized, branded hub to view invoices, pay via ACH or card, enroll in Autopay, and manage preferences—all while accelerating your collections and reducing AR workload.
"What stood out to us was the compliant surcharging functionality, integration into NetSuite UI, SuiteApp download and 7-21 day implementation timeline, and tokenized customer portal to make it easy to get our customers access, at a competitive price point."
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Why Finance Teams Love Centime Customer Portal
Centralized Billing
Your customers view all outstanding invoices, payment history, and available methods in one clean dashboard—eliminating back-and-forth emails and confusion.
Autopay for Predictable Cash
Customers opt into automated payments on invoice date, due date, or last discount day—ending late payments and improving DSO.
Automated Reminders with Direct Links
Every reminder email includes a payment portal link so customers can click and pay in seconds, not search their inbox.
Secure, Tokenized Storage
Bank and card details are stored with PCI-compliant tokenization, making recurring payments seamless and safe.
Automatic Early Pay Discounts
Centime Customer Portal applies discounts when eligible and removes them when expired—no manual oversight or customer confusion.
Centralized Invoice Dashboard
Your customers' single source of truth for all billing.
Centime's Customer Portal consolidates all open and paid invoices in one accessible location. Customers see outstanding amounts, due dates, payment methods, discount eligibility, and payment history without calling or emailing your AR team. Say goodbye to "I didn't get the invoice" excuses.
Autopay: Set Payments on Autopilot
Let customers automate payments and eliminate late invoices.
Centime's Autopay feature allows customers to choose when invoices are automatically paid:
• Invoice date — Payment processes immediately
• Due date — Payment aligns with net terms
• Last discount day — Maximize savings, ensure on-time payment
Once enrolled, invoices are paid automatically with stored payment methods. No missed payments. No manual intervention. Just steady, predictable cash flow. Plus, Centime offers volume incentives as Autopay adoption increases—lowering your processing costs compared to traditional invoicing.
• Invoice date — Payment processes immediately
• Due date — Payment aligns with net terms
• Last discount day — Maximize savings, ensure on-time payment
Once enrolled, invoices are paid automatically with stored payment methods. No missed payments. No manual intervention. Just steady, predictable cash flow. Plus, Centime offers volume incentives as Autopay adoption increases—lowering your processing costs compared to traditional invoicing.
Automated Reminders with Direct Payment Links
Stop chasing. Start collecting.
Every payment reminder email sent from Centime includes a direct link to the customer's portal. No searching inboxes, no calling the AR team, no delays. Customers click the link, review invoices, and pay in minutes.
This seamless integration reduces time-to-payment, cuts AR follow-up volume, and creates a frictionless customer experience that encourages on-time payments.
This seamless integration reduces time-to-payment, cuts AR follow-up volume, and creates a frictionless customer experience that encourages on-time payments.
Secure Payment Method Storage
Bank-level security for stored ACH and card details.
The Centime Customer Portal uses tokenized, PCI-compliant storage for all payment information. Customers save ACH bank accounts or credit cards once, then reuse them for future invoices—no need to re-enter details every time.
Automatic Early Pay Discount Application
Incentivize faster payment without manual oversight.
Centime's Customer Portal automatically applies early payment discounts based on invoice terms and removes them when the eligibility window closes. No manual adjustments. No customer confusion.
Multi-Entity & Multi-Supplier Management
One login. Multiple companies. Zero confusion.
For customers managing payments across multiple subsidiaries or supplier relationships, Centime's portal allows seamless toggling between companies and suppliers—no need for separate logins or duplicate setups.
Centime vs. Other AR Customer Portals
Other AR Customer Portals
ERP Integration
Sync-based; not ERP-embedded or real-time
Payment Methods
Native ACH and credit card with compliant surcharging
ACH only or requires third-party processors
Autopay Flexibility
Three timing options: invoice date, due date, or last discount day
Basic scheduled payments with limited options
Early Pay Discounts
Automatic discount application and removal based on invoice terms
Manual codes or no discount support
Multi-Entity Support
Single login with toggle between multiple companies/suppliers
Separate logins for each entity or supplier
Security & Compliance
Tokenized storage, PCI DSS compliant, bank-level encryption
Basic password protection; limited tokenization
Payment Reminders
Automated reminders with embedded payment links
Generic emails without payment access
Bulk Payments
Pay up to 200 invoices in one transaction
Pay invoices one at a time
Payment Session Logic
Enforces one method per session (eliminates conflicts)
Allows mixing payment types (causes errors)
Credit Application
One-click credit and adjustment application
Manual process requiring AR team
User Experience
Modern, intuitive, mobile-responsive design
Clunky interface, not mobile-friendly
Portal Branding
Add your company logo and name for professional experience
Generic white-label or no customization
Support Model
Dedicated onboarding specialists and ongoing support
Email-only with slow response
Real-Time Sync
Real-time invoice and payment updates from ERP
Delayed sync; stale invoice data
Built for Modern Finance Teams
The Centime Customer Portal is part of the broader Centime ecosystem—unifying AR, AP, treasury, and banking into one platform. Every payment your customers make flows seamlessly into your ERP, cash forecast, and AR reporting.
What Centime Users Say
“Centime is a must-have for collections and has helped to significantly reduce time spent on this tedious task. The Receivables module provides highly customizable, automated reminder campaigns, convenient payment links where customers can pay by credit card/ACH, and the ability to record collections notes and promised payment dates to help with cash management.”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“Centime has helped reduce the workload for our AR process. What would normally take anywhere between 4-6 hours a week, we are now able to accomplish under an hour. Grateful and excited for the additional help!”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“We saw a significant reduction in the number of customers that need some sort of follow-up, converted 50% to electronic payments, and saw a substantial decrease in overdue invoices.”
Industry
Technology & Software
Employees
51-200
Centime AI
Ready to Accelerate Collections and Delight Your Customers?
Frequently Asked Questions
Can customers view, download, and pay invoices directly through the portal?
Yes. Customers can view all open and paid invoices, download invoice PDFs, see payment history, and pay one or multiple invoices (up to 200 at once) directly through the portal using their saved ACH or credit card information.
Can customers set up automated payments?
Yes. Customers can enroll in Autopay and choose when payments are automatically processed: on the invoice date, on the due date, or on the last day of early pay discount eligibility.
How does the portal improve customer payment experience and reduce follow-ups?
The portal centralizes all billing information in one accessible location, provides automated payment reminders with direct payment links, and allows customers to save payment methods for future use. This eliminates back-and-forth emails, phone calls, and manual processing—reducing your AR team's workload while making it easier for customers to pay on time.
Can I customize the portal with my company's branding?
Yes. You can add your company logo and name to the portal to create a professional, branded experience for your customers.
Which payment methods are supported?
Centime supports both ACH and credit card payments. Customers can save their preferred payment method and reuse it for future invoices. Credit card surcharging is compliant and clearly displayed before payment confirmation.
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See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.
††2.50% Annual Percentage Yield (APY) as of 11/17/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.
††2.50% Annual Percentage Yield (APY) as of 11/17/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.