Stampli Adds Friction. Centime Works Seamlessly Inside Your ERP.
Centime connects directly to your ERP for real-time approvals and visibility — no delays, no broken workflows.
Stampli adds friction with third-party syncs.
Stampli Users are Switching to Centime. Here’s Why.
Centime is embedded directly into NetSuite and Sage Intacct for seamless, real-time data flow — no duplication, no lag, no middleware required.
Stampli operates outside your ERP, relying on third-party connectors that introduce sync delays and IT headaches.
Learn more about Centime AP for NetSuite and Centime AP for Sage Intacct.
Stampli operates outside your ERP, relying on third-party connectors that introduce sync delays and IT headaches.
Learn more about Centime AP for NetSuite and Centime AP for Sage Intacct.
Centime supports line-by-line GL coding, so you can split costs across departments, allocate accurately, and eliminate tedious journal entries.
Stampli only allows header-level coding, forcing manual workarounds for complex invoices.
See how Centime simplifies invoice coding.
Stampli only allows header-level coding, forcing manual workarounds for complex invoices.
See how Centime simplifies invoice coding.
Centime gives you full control with rule-based workflows, AI fallback, and a clear audit trail, so invoices always go where they need to, fast.
Stampli approvals rely on limited AI logic unless you pay for rules-based routing — and even then, visibility is restricted.
Explore Centime’s customizable AP workflows.
Stampli approvals rely on limited AI logic unless you pay for rules-based routing — and even then, visibility is restricted.
Explore Centime’s customizable AP workflows.
Centime keeps payments embedded in your workflow — ACH, check, and wire — all in-platform, with approvals, execution, and reconciliation in one place.
Stampli sends you to a separate tool to process payments, creating a broken, disconnected experience.
See how Centime automates AP payments.
Stampli sends you to a separate tool to process payments, creating a broken, disconnected experience.
See how Centime automates AP payments.
Centime lets you pay vendors even without an invoice, so your AP team isn’t blocked by rigid, invoice-first rules.
Stampli requires a finalized invoice to make a payment, limiting flexibility for prepayments, deposits, or recurring fees.
Book a demo to see how flexible payments work.
Stampli requires a finalized invoice to make a payment, limiting flexibility for prepayments, deposits, or recurring fees.
Book a demo to see how flexible payments work.
Built for Forward Thinking Strategic Finance Teams
Stampli solves a narrow slice of the AP process — but when your business needs more than invoice approvals, it starts to fall short. Without native ERP integration, multi-line invoice support, or embedded payments, workflows get fragmented fast. There’s no built-in forecasting, no AR, and no way to scale your financial operations from a single platform.
Centime changes that. We offer true ERP integration, end-to-end payment automation, and the flexibility to manage AP, AR, and cash flow in one place — all backed by fast implementation and real human support.
Centime changes that. We offer true ERP integration, end-to-end payment automation, and the flexibility to manage AP, AR, and cash flow in one place — all backed by fast implementation and real human support.
Branch out and get more from your AP solution
Features
ERP Connection Type
Native NetSuite, Intacct, QBO integrations
Requires middleware (Dell Boomi, Celigo)
ERP Sync Speed
Real-time sync, no batch delays
Sync delays and duplication reported
ERP IT Overhead
No third-party tools required
Middleware increases IT burden
Implementation Time
7–21 day onboarding timeline
Onboarding delays common with ERPs like QBD
Multi-Line Invoice Coding
Full support for line-by-line GL coding
No support for multi-line invoices
Invoice Auto-Coding
AI auto-codes individual line items
Users must manually split and assign lines
Complex Invoice Handling
Ideal for invoices with shipping, tax, or service breakdowns
Not suitable for itemized vendor bills
Reconciliation Impact
Reduces errors and reconciliation workload
Static templates used as workaround
Approval Logic Type
Rule-based routing + AI fallback
AI-only; rules engine is a paid add-on
Approver Accuracy
AI fills in gaps when rules don’t apply
Approvers often missed, approvals stall
Workflow Customization
Fully customizable per dept., amount, or entity
Limited control without rule-based engine
Approval Speed
Combines logic + AI for accuracy and speed
Slower approvals without flexible logic
Payment Processing Location
Payments initiated and tracked within Centime
Payments processed outside Stampli
Payment Methods Supported
ACH, check, and wire in-platform
Requires punch-out or Direct Pay add-on
Payment Visibility
Full audit trail + status updates in-platform
No real-time status or stop/edit controls
Payment Timing
Same-day processing with Centime Banking
Slower ACH times; less control
Pre-Invoice Payments
Pay vendors without invoice (e.g. retainers, deposits)
Not supported — invoice required
Recurring Vendor Payments
Supports both recurring and one-off vendor payments
No recurring payments unless tied to invoices
Payment Request Flow
Request, approve, and track payment without invoice
Must manually initiate after invoice entry
Use Case Flexibility
Works for contract fees, events, retainers, and services
Poor fit for pre-invoice vendor interactions
Onboarding Duration
Full deployment in 7–21 days
Slower onboarding; limited ERP support
Onboarding Support Model
Dedicated success manager, high-touch setup
Standard support, limited availability
Customer Support Responsiveness
Fast, proactive, and highly rated on G2
Delayed response times reported
Support Availability
Consistent support — no blackouts
Closed on holidays; no 24/7 coverage
Finance Automation Scope
Includes AP, AR, forecasting, and banking
AP automation only
AR Automation
Native AR module included
Not available
Cash Forecasting
Built-in 13-week rolling cash forecasts
Not offered
System Consolidation
Replaces AP, AR, and forecasting tools
Requires pairing with third-party AR and cash tools
What Centime Users Say
“We went from a manual AR/AP process to fully automated through Centime in very little time. We've cut the time of outstanding invoices down dramatically. The support team has also been very attentive to our needs.”
Industry
IT & Services
Employees
51-200
What Centime Users Say
“Centime is a fantastic AP automation tool that streamlined our invoice processing and payment workflows. Its intuitive interface and seamless integrations make managing accounts payable more efficient, reducing manual work and improving accuracy.”
Industry
Entertainment
Employees
51-1000
What Centime Users Say
“A standout Centime feature is its time-saving invoice entry and capture capabilities through AI automation, particularly with invoice coding and PO matching…”
Industry
Food & Beverage
Employees
51-500
More Than AP: A Platform for the Entire Finance Function
Today’s finance leaders aren’t just paying bills — they’re driving decisions. But when AP, AR, forecasting, and finance automation live in separate tools, your team is stuck reconciling systems instead of optimizing outcomes.
Centime centralizes your core finance workflows right inside your ERP — so your team can stop chasing data and start leading with it. One platform. One login. One place to manage payables, receivables, and real-time cash flow.
BILL’s AR: An Afterthought, Not a Solution
BILL markets itself as an AP & AR platform, but in reality, its AR solution is limited, disjointed, and lacks real automation.
The Complete AP & AR Solution
AI-powered AR automation – Invoicing, collections, and cash application fully automated.
Branded customer payment portal – Make it easier for customers to pay without extra logins.
Smart collection workflows – AI-driven reminders and escalations to speed up cash flow.
Full AP + AR + Cash Flow Forecasting – All in one place, giving you complete cash visibility.
Real-time ERP sync – Payments automatically update in NetSuite & Sage Intacct.
What BILL’s AR is missing:
No end-to-end automation – You still need to chase collections manually.
No real-time cash visibility – AR & AP live in separate silos, making cash flow planning difficult.
No smart collection workflows – Just basic email reminders, no AI-powered escalation logic.
No ERP-native AR processing – Payments don’t sync in real-time like they do with Centime.
No automated dispute tracking – Any invoice disputes must be managed manually.
AP
Automation
Automation
AR
Automation
Automation
Business
Banking
Banking
Expense
Management
Management
What Centime Users Say
“We switched from Bill.com and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”
Industry
Commercial Real Estate
Employees
51-200
FAQs for the Stampli Comparison Page
Is Centime the right fit for my business?
Centime is designed for strategic finance teams that want more than basic invoice approvals. It’s built for businesses looking to streamline their payables, receivables, and cash flow forecasting in one place — all fully embedded in your ERP. If you’re ready to move beyond point solutions and want to eliminate duplicate data, lag, and IT headaches, Centime is the right fit for you. Plus, it scales with your growth, adapting to your evolving needs.
How does Centime compare to Stampli for AP automation?
While both Centime and Stampli automate AP, Centime goes far beyond. It eliminates the need for third-party connectors by integrating directly with ERPs like NetSuite and Sage Intacct, ensuring real-time data flow and no duplication.
Centime also supports multi-line invoice coding, embedded payment processing, and fully customizable workflows, all within your ERP. Stampli, on the other hand, requires middleware to connect and often sends you to separate tools for payments and approvals, creating a fragmented experience. Centime gives you everything in one platform.
Centime also supports multi-line invoice coding, embedded payment processing, and fully customizable workflows, all within your ERP. Stampli, on the other hand, requires middleware to connect and often sends you to separate tools for payments and approvals, creating a fragmented experience. Centime gives you everything in one platform.
How do Centime’s ERP integrations differ from Stampli’s?
Centime connects directly to your ERP without relying on external middleware. This means your data stays consistent and up to date in real-time, with no extra IT burden. Stampli requires middleware tools like Dell Boomi or Celigo, which can introduce delays and duplications.
Centime’s deep integrations also support advanced features like multi-line invoice coding and embedded payments, making it much easier to manage AP in complex environments.
Centime’s deep integrations also support advanced features like multi-line invoice coding and embedded payments, making it much easier to manage AP in complex environments.
Does Centime support AR automation too?
Yes, Centime isn’t just for AP. It also includes AR automation features, helping you collect payments faster and improve cash flow visibility.
With AR and AP both in one system, your team can work more strategically — managing receivables, payables, and forecasting together to drive smarter decisions.
With AR and AP both in one system, your team can work more strategically — managing receivables, payables, and forecasting together to drive smarter decisions.
Can I use Centime for just AP or AR?
Definitely. Centime is modular, so you can start with AP or AR only and expand when you’re ready. Many businesses begin with AP automation to eliminate manual tasks and then add AR automation and cash flow forecasting as they grow. This flexibility means you get the right fit for your team today — and a platform that grows with you.
How long does it take to switch from Stampli to Centime?
Most customers complete their Centime onboarding in 7 to 21 days. Our team handles the heavy lifting, including real-time ERP integration and data migration. You’ll also get high-touch support and personalized training to make sure your switch is smooth and your team is ready to go from day one.
What makes Centime different from AP point solutions like Stampli?
Centime is more than AP automation — it’s a unified finance automation platform. Unlike Stampli, which relies on external tools and middleware, Centime integrates directly with your ERP for real-time visibility and seamless workflows. It supports everything from multi-line invoice coding to embedded payments, AR automation, and cash flow forecasting.
This means you get end-to-end automation, not just a piece of the puzzle — all in one login, with no patchwork of disconnected tools.
This means you get end-to-end automation, not just a piece of the puzzle — all in one login, with no patchwork of disconnected tools.
More Questions
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Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.
††3.0% Annual Percentage Yield (APY) as of 01/07/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.
††3.0% Annual Percentage Yield (APY) as of 01/07/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.