Centime Pricing - All-in-One Cash Management Software Pricing

Centime Cash Flow Forecasting

Create rolling 13-week cash flow forecasts

Optimize supplier AP payments

Project cash inflows and outflows

Customize forecasts to match business goals

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Centime Accounts Payable

Instantly capture, categorize, code and route invoices
for approval

Send payments by check, ACH* or credit card

Plan payments with our integrated cash forecast

Monitor payables KPIs and payment patterns by suppliers
‍

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Centime Accounts Receivable

Streamline collections, and predict cash inflows and payment delays

Securely accept online payments by ACH or credit card

Schedule automated and individualized payment reminders

Monitor receivables KPIs and improve Collections Effectiveness Index

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Centime Credit Line* and Credit Card*

Apply for Centime Credit Card*: a commercial credit card that extends cash and provides rebates

Quickly qualify based on company balance sheet and cash flow

Access a cost effective credit line, and only pay for what you need with no pre-payment penalties

Combine the ease of online lending with the backing of a trusted financial institution

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Centime Cash Reporting and KPI Tracking

Easily view cash reporting by business category

Provide access to easy-to-understand cash flow statements

Compare performance by period

Monitor gross burn, net burn and cash runway

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Centime Banking*

Get a consolidated view of all your accounts and aggregate balances, with unlimited account-to-account transfers

Enjoy high-yields with Centime Checking Plus*

Automatically diversify your Centime Checking Plus* deposits into the IntraFi network of FDIC insured banks**

Protect your Centime Checking Plus* funds with our anti-fraud guarantee

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FAQs

Frequently Asked Questions

How does Centime’s pricing work?

Our pricing is totally customized to meet your unique needs. Base plans start at $375/month.

You can start with a single application, or get comprehensive cash management with our full suite of solutions.

Can I take a tour of the product?

Yes, you can explore the product with a free demo account that comes pre-loaded with demo data. Feel free to explore, and we're happy to give you a customized one-on-one demo.

Is customer support included?

Absolutely. Our top-rated customer success team is located in the USA and are dedicated to helping you get the most out of Centime.

What accounting systems do you
work with?

Centime currently integrates with NetSuite, QuickBooks Online, and Sage Intacct.

Can I buy each product separately based on my business needs?

Yes!

What does implementation look like?

Our top-rated Customer Success Managers are ready to help you get up and running quickly.

Don’t take our word for it. See what our clients say.

Learn More

Dan Zoucha

Founder

"I watch and control our cash flow very closely, and Centime's cash management applications really make it easy: I've never had anything like it."

Todd Murphy

CFO

"Centime creates a simple and easy way for me to review my cash and finances. I can log in, see my dashboard and quickly identify the actions I need to take."

Talk to an Expert

Our all-in-one cash flow management & banking solution helps businesses scale quickly. Schedule a 1-1 demo with a Centime expert.

See Centime in Action

*Centime is a financial technology company, not a bank.  

*All banking products and solutions are provided by FNBO. Member FDIC.

^†Subject to credit approval and minimum spend requirements on Centime Credit Card.

**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.

^††3.5% Annual Percentage Yield (APY) as of 11/19/24. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.

*Centime is a financial technology company, not a bank.
*All banking products and solutions are provided by FNBO. Member FDIC.

**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.

Centime pricing starts at $375 per month. No user or payment fees.