All Payment Methods in One Platform

ACH, physical checks, virtual checks, credit cards, and international wires—all processed from a single interface with unified approval workflows and payment tracking.

Built-In Early Pay Discounts

Automatically surface and capture vendor discounts. The system calculates savings in real time and flags discount-eligible invoices so you never miss an opportunity to reduce costs.

Native ERP Integration

Fully embedded in NetSuite, Sage Intacct, and deeply with QuickBooks. Payment data flows directly to your GL—no export/import, no duplicate entry, no reconciliation headaches.

Bulk Payment Scheduling

Schedule hundreds of payments at once with flexible payment dates, automatic batching by method, and multi-level approval routing. Transform what used to take hours into minutes.

13-Week Cash Flow Forecasting

Every scheduled payment feeds into Centime's built-in cash forecasting engine, giving you visibility into AP liabilities across the next 13 weeks—so you never schedule payments you can't afford.

Complete Payment Flexibility

Pay invoices early, on time, or split payments across multiple dates. Apply vendor credits, schedule partial payments, recall payments before they're sent, or void payments post-execution.