Who We Are

Our Roots

Centime's story begins with our founder, BC Krishna. After pioneering the Accounts Payable (AP) automation market with MineralTree—sold to Global Payments for $500 million—BC realized finance automation had barely scratched the surface.

While sales adopted CRM, marketing embraced marketing automation, and HR shifted to HRIS, finance teams still juggled fragmented, manual processes. AP here, AR there, expenses elsewhere—cash, the lifeblood of any business, remained managed in silos.

In 2022, BC launched Centime, bringing all financial operations—AP, AR, expense management, treasury, forecasting, and banking—together in one integrated platform built directly inside your ERP.

As the CEO of MineralTree, I learned a lot of lessons about the real challenges that finance teams face in managing cash.
That’s why I built Centime.”

BC Krishna,

Founder and CEO
of Centime

Former Founder and
CEO of MineralTree

The values that drive everything we do

Trust

Our commitment to mutual trust extends beyond our client relationships and into our internal team culture as well. We prioritize transparency and communication in all of our interactions, because we know that trust is earned over time through consistent and reliable actions.

Teamwork

At Centime, we foster a culture of teamwork and encourage our team members to work together closely to achieve common objectives. We value diversity and recognize that everyone brings their unique perspective and strengths to the table.

Customer Satisfaction

We relentlessly strive for customer satisfaction in everything we do. Our customers are the lifeblood of our company, and we are dedicated to providing them with the highest level of service possible – by helping them exponentially improve their cash flow life cycle.

Innovation

The team at Centime is constantly pushing the boundaries of what's possible, exploring new technologies and ideas to drive innovation in our all-in-one cash flow solution.

*Centime is a financial technology company, not a bank.  

*All banking products and solutions are provided by FNBO. Member FDIC. FNBO is not responsible for the content of this page.

^†Subject to credit approval and minimum spend requirements on Centime Credit Card.

^‡Earning interest on AP spend requires using a Centime business bank account. APY is offered through FNBO, Member FDIC, and is subject to change.

CENTIME, and other trademarks, service marks, and designs are the registered or unregistered trademarks of Centime, Inc. in the United States and other countries. All other trademarks are the property of their respective owners.

**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.

^††3.0% Annual Percentage Yield (APY) as of 01/07/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.

Our Roots

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